Day Lila

Personal Money · Monday, 5 October 2026

01 Briefing what happened

Glasgow's council threatens to sack and rehire 23,000 staff to bring in equal-pay grades that cut wages for about one in nine

Personal Money 23 sources

Glasgow City Council is replacing pay grades the courts found unfair to women. The new grades raise pay for 63% of staff and cut it for 11%, some by 11,500 pounds a year, and the council has threatened to sack and rehire everyone to force them in.

11%

of Glasgow's council staff would have their pay cut by the new grades

That is more than 2,500 people, and the largest cut is about 11,500 pounds a year. [6]

770m pounds

paid by the council to settle about 19,000 equal pay cases by 2022

Women in jobs such as cleaning and catering had been paid up to 3 pounds an hour less than men collecting refuse. [7][6]

2 of 3 years

of pay protection: what the council offers, against what Unison wants

Pay protection keeps a worker's old wage for a set time before the cut lands. [4]

The lead story — what happened

  • Glasgow City Council said it would sack all of its more than 23,000 non-teaching staff and rehire them on new contracts, after pay talks with three unions broke down. [2][1]
  • The new contracts carry a new pay system. It replaces one that courts found discriminated against mostly women workers. [2][7]
  • Under the new system about 63% of the council's roughly 24,000 staff get a pay rise, and 26% see little or no change. [7]
  • The other 11%, more than 2,500 people, get a pay cut. The biggest cut is about 11,500 pounds a year. [6]
  • Every job was scored on the same list of things, such as physical effort, mental skill and concentration, then put into one of 12 pay grades. [4][7]
  • Some staff are paid more than the top of their new grade, and their pay falls to it. The council calls these jobs red circles. [7]
  • Staff at Assist, the council's service for people at high risk of domestic abuse, would drop from about 45,000 pounds to about 33,500 pounds on a 35-hour week. [5] They say the scoring treated their work as needing attention for only 30 minutes at a time. [5]
  • The council will protect the pay of those facing cuts for two years. Unison, one of the three unions, wants three years and more money in the grades. [4]
  • The GMB and Unite, the other two unions, want their members to vote on the offer now. [3][2]
  • Scotland's deputy first minister, Jenny Gilruth, chaired talks that paused the plan twice, most recently for the weekend. [3][1]
  • The dismissal letters went out at the end of September. Their 12-week notice runs out just before a UK-wide ban on fire and rehire starts in January. [1][4]
  • Thousands of staff still do not know their new pay, because their jobs have not been scored yet. [8]
  • Pay rise63%
  • Little or no change26%
  • Pay cut11%
What the new grades do to the pay of Glasgow City Council's roughly 24,000 non-teaching staff.

Who is involved

  • Glasgow City Council

    the city's local government, run by the SNP and led by Ricky Bell; it says its offer adds well over 100m pounds in pay [1][4]

  • Unison

    a public-sector union; it refuses to ballot members on the offer and wants three years of pay protection [4]

  • GMB and Unite

    the other two council unions; they want members to vote on the offer [3]

  • Jenny Gilruth

    Scotland's deputy first minister; her government opposes fire and rehire, and she chaired the talks [3][1]

How it unfolded

  1. 2017 Scotland's Court of Session finds Glasgow's 2006 pay system discriminated against women [7]
  2. By 2022 About 19,000 equal pay cases settled for about 770m pounds [7]
  3. Late Sept Talks fail and the council says it will sack and rehire 23,000 staff [2][1]
  4. Last week Talks with Unison collapse again, then a weekend pause after Gilruth's mediation [1][4]
  5. January New contracts would start, the same month a UK ban on fire and rehire begins [4][1]
  6. April 2027 The new grades start, with pay cuts held back for a protected period [5]

Where this points

Watch whether Unison puts the council's offer to its members, or whether the council sends dismissal letters to Unison members alone, which the union says it may challenge in law. [1][4]

What is pushing on the whole day

The bar and the word are our reading of how hard each one is pushing today. The arrow is where it is heading. The evidence is in the stories below.

Old pay rules being undone Building↑

Glasgow's old grades paid jobs mostly done by men more, and the new grades cut 11% of staff. [7] In Coventry, nearly 300 people are suing the council because men on the bins could go home once their round was done. [9] UK employers may still ask job applicants what they earn now, which the Fawcett Society says carries old pay gaps into the next job. [10]

Borrowing getting dearer High↑

India's central bank is expected to raise its main interest rate on Wednesday, its first rise since February 2023. [19][20] Higher borrowing and building costs have helped push some UK student tower blocks into trouble. [12] A student block in Dundee went bust after its owners could not repay a 5.7m pound loan. [13]

Students' money stretched Building↑

Government loans for UK students' living costs have fallen behind rents once rising prices are counted. [12] A quarter of student unions now run a food bank or food pantry. [12] The Conservatives say they would stop student loans for many people who are not UK nationals, to save about 900m pounds a year. [15]

The rest of the day

12 more stories on this beat.

Each with its own sources. None of these is a link to the story above.

  1. 02

    Coventry women reopen equal pay claims

    The GMB union has reopened equal pay claims against Coventry City Council, and just under 300 people have now joined its legal challenge. [9] The claims say men collecting bins could go home when their round was finished, while women in jobs rated at a similar level had to work their full shift. [9] The council has set aside 9m pounds this year and the same for each of the next two years. [9] The final bill could pass 30m pounds, and the council says talks have not broken down. [9]

    Why it matters — Coventry is the same problem Glasgow has, at an earlier stage: a perk attached to a job mostly done by men. [9][7] The money set aside comes out of the council's own yearly budget. [9]

  2. 03

    Hacked accounts used to rob friends

    Money stolen through hacked email and social media accounts in the UK rose from 1.2m pounds in 2024-25 to 6.3m pounds in 2025-26. [11] The figures come from Report Fraud, the reporting service run by the City of London police. [11] Criminals take over an account and use it to sell fake tickets, such as for sold-out concerts, to the owner's friends and family. [11] One music fan's hacked Instagram account was used to take 1,400 pounds from her friends. [11]

    Money reported stolen in the UK through hacked email and social media accounts, by financial year.

    Why it matters — The money is taken from the people who trust the account owner, not from the owner. [11] Many victims never report it, so the real total is likely higher. [11]

  3. 04

    UK student tower blocks go bust

    Several owners of private student tower blocks in the UK have gone bust as fewer students come from abroad and borrowing and building costs rise. [12] In Dundee, nearly 70 students had to find new homes after the owner of the 116-room Marketgait Apartments failed to repay a 5.7m pound loan. [13][12] Outside London these blocks charge about 191 pounds a week on average, including bills. [12] Unite Group, the biggest owner, plans to shrink from 72,000 beds in 29 cities to 55,000-60,000 in 20. [12]

    Share of rooms filled in purpose-built student blocks in August, by city, from StuRents.

    Why it matters — The blocks were built for students who could pay more, often from abroad, and fewer of them are coming. [12] Students who stay face moves at short notice, while 95% of new beds are being built in cities with Russell Group universities, a group of 24 leading UK universities. [12]

  4. 05

    Unite cuts rents where rooms sit empty

    Unite Group said 95% of its beds were booked for 2026-27, the same as a year earlier. [14] It now expects rents to stay flat, after earlier guidance of a 1% to 2% rise. [14] An analyst at Panmure Liberum said Unite was keeping rooms full by cutting prices. [14] Earlier this year it cut rents and shortened tenancies in Nottingham, Leicester and Sheffield, and its Coventry rooms start at 99 pounds a week. [12]

    Why it matters — An analyst said bookings alone say little about demand, because Unite is filling rooms partly by cutting prices. [14] Students in weaker cities pay less this year while landlords there earn less.

  5. 06

    Tories would cut student loans for foreigners

    The Conservatives, Britain's main opposition party, said they would stop student loans for people from outside the EU who are not UK nationals. [15] They would also close the EU Settlement Scheme, which lets EU citizens stay in the UK, to new claims. [15] The party says about 20% of student loans now go to non-UK nationals, up from about 10% in 2015, and puts the saving at about 900m pounds a year. [15] Reform UK says the Tories copied its own policy. [15]

    Why it matters — The party says loans that are never repaid count as government spending, and that non-UK borrowers repay less often. [15] The cut would land on students from abroad who live in the UK and rely on a loan to study.

  6. 07

    Badenoch keeps the pension triple lock

    Kemi Badenoch, the Conservative leader, said in an interview shown on Sunday that her party would keep the triple lock, the rule that sets how fast the state pension rises each year. [15] The Times had reported that Katie Lam, a senior Conservative, told activists in June that an entirely new pension system would be needed. [15] The BBC presenter Laura Kuenssberg said the state spends 177bn pounds a year on pensions, and 55% of welfare spending now goes on them. [15]

    Why it matters — Badenoch said the problem is people who can work but do not, not pensioners. [15] Keeping the lock means the state pension, and its cost, keep rising each year by the highest of the three measures.

  7. 08

    Tories say homes could cost 50,000 pounds less

    Andrew Griffith, the Conservatives' shadow chancellor, is due to set out his economic plans at the party's conference in Birmingham on Monday. [16] The party wants to scrap energy-saving building rules, including the future homes standard. [16] It says that could cut the cost of building a new home by up to 50,000 pounds, and expects buyers to save. [16] It would also scrap a scheme that makes firms pay for collecting and recycling their packaging, saying that would lower the weekly shop. [16]

    Why it matters — Buyers gain only if builders lower what they charge for each home. [16] Homes built without the energy-saving rules may need more heating, and the people living in them would pay for it.

  8. 09

    MP presses regulator over app store fees

    Chi Onwurah, the Labour MP who chairs Parliament's science and technology committee, has called on the CMA, the UK competition regulator, to use its powers over Apple and Google. [17] The two charge app makers up to 30% on purchases made inside apps. [17] The CMA has found the two control at least 90% of UK phones. [17] Its consultation on letting app makers point users to cheaper ways to pay has closed, and a decision is due soon. [17] Research for an app makers' group puts the cost to UK consumers at about 700m pounds a year. [17]

    Why it matters — The fee is built into the price of subscriptions and in-app purchases, so phone owners pay it without seeing it on a receipt. [17] A binding rule would let app makers tell users about cheaper ways to pay outside the app.

  9. 10

    India's central bank expected to raise rates

    The Reserve Bank of India, the country's central bank, ends its rate meeting on Wednesday 7 October. [19][18] Most economists polled expect it to raise its main rate, the repo rate, from 5.25% to 5.50%. [19][20] That would be its first rise since February 2023. [20] Thirty-five of 61 economists polled by Reuters expect the rise. [21] Prices rose 4.82% in the year to August, and the rupee has passed 96 to the US dollar. [19]

    India's main interest rate now, and where most economists polled expect it after Wednesday's decision.

    Why it matters — It would follow rate rises in the US, Japan and Europe since the war on Iran began in February. [21] Indian households with loans would pay more, and savers would be offered more.

  10. 11

    UK employers may still ask past salary

    UK employers are allowed to ask job applicants how much they earn now, but applicants do not have to answer, Acas, the official workplace advice service, told the BBC. [10] The Fawcett Society, which campaigns for women's equality, says the question keeps old pay gaps going. [10] The European Union is bringing in rules that ban employers from asking. [10] The UK government's plans instead focus on making employers publish pay in job adverts. [10]

    Why it matters — A salary offer built on a person's last pay carries any old unfairness into the new job. [10] Glasgow's and Coventry's cases show how long such gaps take to undo once they are in a pay system. [7][9]

  11. 12

    Uruguay tops a retirement-abroad ranking

    Uruguay has replaced Portugal at the top of Global Citizen Solutions' 2026 ranking of 46 visa schemes for people who retire abroad. [22] Mauritius came second, and six of the top ten are in Europe. [22] Portugal fell to fifth after it raised the wait for citizenship from five to ten years for most applicants from outside the EU in May. [22] Its scheme still asks for an income of only 920 euros a month. [22]

    Why it matters — Spain ranks third overall but last of 46 on tax, because it taxes residents on their income from anywhere in the world. [22] For a retiree, the tax rule can matter as much as the cost of living.

  12. 13

    A German power tariff for heavy users

    SWK Energie, a German energy supplier, has launched an electricity plan marketed to gamers. [23] It is aimed at households using more than 2,500 kilowatt-hours a year, from gaming computers, electric cars or many devices. [23] The plan has a higher fixed base price, which the company says only pays off above that level of use. [23]

    Why it matters — A higher fixed charge with a lower price per unit rewards the biggest users and costs light users more. [23] The gamer marketing does not change the electricity, only the way it is priced.

02 Lesson why it matters

Why an equal-pay fix cuts some wages

Pay follows a job's score, so a job paid more than it scores is cut, even when the worker did nothing wrong.

The twist

Equal pay is set by what a job is scored at, not by what it paid before. So a worker whose job scores lower than its old pay takes a cut, even though they did nothing wrong.

The picture

A domestic abuse advocate at Glasgow's Assist service on a 35-hour week, before and after the job was scored. The cut is about 11,500 pounds.

How it works

  1. An old pay system paid some jobs, mostly done by men, more than others of similar weight
  2. Courts find it unfair, and the employer owes back pay to the women
  3. Every job is scored on the same list: effort, skill, concentration
  4. Pay follows the score, so most jobs rise
  5. Jobs paid above their new grade are cut, after a protected period

The same force, elsewhere today

Where this chain is also running, in today's other stories.

  • Coventry women reopen equal pay claims

    The same first step: a perk tied to a job mostly done by men, finishing early on the bins, which women in similar-rated jobs never had.

  • UK employers may still ask past salary

    Pay set from what someone earned before carries the old gap forward, which is the step a common score for every job is meant to break.

Where you've seen this

Two companies merging

two pay scales become one, and staff paid above the new band have their pay frozen or cut

Disability benefit reviews

a claim is scored again on points, and someone whose new score is lower loses part of an award they had for years

Council funding formulas

a new formula moves money by need, and the councils that lose are given a few years of protection first

The catch

The score is only as fair as the list it uses. Assist's workers say their evaluation said their work needs attention for 30 minutes at a time, so a scoring list can carry its own unfairness.

And the whole of it

The women who were underpaid, the workers now facing a cut, the council taxpayers funding the settlement and the women Assist protects are all inside this one fix. Each of them sees their own number clearly and the others hardly at all.

03 Truth what's really going on

What is really going on

Glasgow City Council must replace pay grades that Scotland's Court of Session found unfair to women, and its new grades cut pay for more than 2,500 staff. It sent dismissal letters at the end of September, so the 12-week notice runs out just before a UK-wide ban on fire and rehire starts in January. [7][6][1]

Why it works on us — A deadline pushes people to sign fast: the council's letters were timed so their notice ends before the ban begins, which one person close to the talks called cynical. [1]

Who gains

  • Glasgow council staff in jobs scored above their old pay — About 63% of staff get a rise because pay now follows each job's score. [7]
  • Apple and Google — They keep charging up to 30% on in-app purchases while the CMA, Chi Onwurah says, has accepted voluntary promises instead of binding rules. [17]
  • Large student landlords in cities with leading universities — 95% of new student beds are being built in cities with Russell Group universities, where demand still holds. [12]
  • Retirement schemes with light taxes, such as Uruguay's and Mauritius's — They top a ranking that weighs tax alongside quality of life and the route to citizenship. [22]

Who pays

  • Glasgow council staff in red-circled jobs — Their pay falls to the top of their new grade, by up to 11,500 pounds a year, after a protected period. [6][7]
  • Domestic abuse advocates at Assist — Their job was scored a grade lower, cutting a 45,000 pound salary by about 11,500 pounds. [5]
  • Friends and family of people whose accounts are hacked — Criminals use the trusted account to sell them fake tickets and ask for urgent cash. [11]
  • UK students who cannot afford private blocks — Their living-cost loans have fallen behind rents, and a quarter of student unions now run a food bank. [12]
  • Students from abroad living in the UK — The Conservatives would stop student loans for many of them to save about 900m pounds a year. [15]

What nobody knows yet

Open questions from across today’s stories — ours included.

  • 01

    How many Glasgow council staff will end up with a pay cut.

    Thousands of jobs have not been scored yet, so those staff do not know their new pay. [8] The 11% figure covers only the jobs graded so far. [4]

  • 02

    Whether the council will sack and rehire Unison members alone.

    Its leader suggested it could, while talks with the GMB and Unite go on. [1] Unison is taking legal advice on whether members of one union can be treated differently. [1]

  • 03

    How much Glasgow's old equal pay claims cost in all.

    The Guardian says the council agreed more than 500m pounds for 8,000 mostly female workers in 2019. [1] The BBC says about 19,000 cases were settled by 2022 for about 770m pounds. [7] Neither gives a final total.

  • 04

    How big Coventry's equal pay bill will be.

    The council has set aside 9m pounds a year for three years, but the final bill could pass 30m pounds, and more people keep joining the claim. [9]

  • 05

    How much money is really taken through hacked accounts.

    The 6.3m pound figure counts only what victims reported, and many never report it. [11]

  • 06

    Whether the CMA will make app stores let developers point users to cheaper ways to pay.

    Its consultation has closed and a decision is due, and Chi Onwurah, who chairs a committee of MPs, says it has so far relied on voluntary promises from Apple and Google. [17]

  • 07

    Whether India's central bank raises rates on Wednesday, and by how much.

    Most economists polled expect 0.25 points, but four of 19 in one poll expect no change, and only 35 of 61 in Reuters' poll expect a rise. [19][21]

  • 08

    How many more UK student blocks will fail.

    Rooms are filled at under 72% in Glasgow and Coventry, and one large owner has been trying to sell more than 5,600 beds for nearly two years. [12]

04 Hope carry this

Under Glasgow City Council's new pay grades, 63% of its roughly 24,000 non-teaching staff get a pay rise.

Also true today

  • By 2022 Glasgow had settled about 19,000 equal pay cases, paying about 770m pounds to women whose jobs, such as cleaning and catering, had paid up to 3 pounds an hour less than refuse collection.
  • Unite Group, the UK's biggest owner of student housing, cut rents in Nottingham, Leicester and Sheffield this year, and its rooms in Coventry now start at 99 pounds a week.

Across the beats